Insurance question - please look :)

[neil1780]

  ok I fell into that one

[tdi_blu]

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

[dom]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol

  What did you hit??

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

  I'm 23 with 4 years NCB, no convictions etc and only pay a little over £500!

[jonnypolish]

insurance is ridiculous.
My golf (16v gti) cost me 1300 this year... half way through the year i've now changed to a nissan200sx running 280bhp... And its only 300 more.

The joke is if i waited til my renewal to change cars it would have cost me 1800.

Moral of the story, insurance is GHEY! Ring your insurance company and ask them, and shop around!
Thats my only advice!

[dom]

insurance is ridiculous.
My golf (16v gti) cost me 1300 this year... half way through the year i've now changed to a nissan200sx running 280bhp... And its only 300 more.

The joke is if i waited til my renewal to change cars it would have cost me 1800.

Moral of the story, insurance is GHEY! Ring your insurance company and ask them, and shop around!
Thats my only advice!

Agreed!

I got a quote for a 2001 Audi s3 and it was only about £150 more than my 8v, figure that one out

[MiiTCH-GOLF]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol

  What did you hit??

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

  I'm 23 with 4 years NCB, no convictions etc and only pay a little over £500!

i took out 3 traffic lights lol at 60 in a 1.0l polo 6n lucky to be alive tbh!!

[boneybradley]

Here's my latest quotes on a pissrat

I'm 35 married etc and My prices are
1.8 sport £360
1.8t se £390
1.8t sport £370
v6 syncro £350

the most powerful car there is cheapest and the most basic is most expensive!! (there £10 difference between a 125bhp 1.8 and 195bhp v6! In the V6's favour)

[Khare]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol

  What did you hit??

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

  I'm 23 with 4 years NCB, no convictions etc and only pay a little over £500!

i took out 3 traffic lights lol at 60 in a 1.0l polo 6n lucky to be alive tbh!!

Traffic lights cost £60,000 each? Fook me

[Bellend]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol

  What did you hit??

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

  I'm 23 with 4 years NCB, no convictions etc and only pay a little over £500!

i took out 3 traffic lights lol at 60 in a 1.0l polo 6n lucky to be alive tbh!!

Traffic lights cost £60,000 each? Fook me

Spose it's the traffic lights, tarmac has gotta be dug up and replaced, they probably won't repair the probably torn wires so they'd have to be traced back and fixed, ground fixed back down, re tarmaced sections.

Plus whatever else was hit.

[MiiTCH-GOLF]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

That's what I did lol bad times  but my insurance in cheaper on a 100bhp polo then on my 60 bhp power machine lol

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol

  What did you hit??

Insurance just takes the piss big time im 36 11 years NCB no convictions Yet im paying just under £600 on my Anni which is higher than last year I asked them why am I paying more money and there reply was the B8 area which is about 4 miles from where I live has the highest insurance fraud rate in the country so im paying for it  My dad who is 62 drove a mk4 20vt sold that bought a 130 tdi mk4 same car really just newer but less bhp his has gone up from £360 to £600 proper piss take.My anni turns 15 years old in april im hoping to get it on classic as I can have a VR on classic for £320 just madness

  I'm 23 with 4 years NCB, no convictions etc and only pay a little over £500!

i took out 3 traffic lights lol at 60 in a 1.0l polo 6n lucky to be alive tbh!!

Traffic lights cost £60,000 each? Fook me

Spose it's the traffic lights, tarmac has gotta be dug up and replaced, they probably won't repair the probably torn wires so they'd have to be traced back and fixed, ground fixed back down, re tarmaced sections.

Plus whatever else was hit.