Insurance question - please look :)

[trog_nfs]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

[VR6_Wherry]

That is amazing! i was quoted £700 at 20 with 3 years NCB for my VR6 i waited a week till i was 21 with 4 years NCB and got it for £580 fully comp! 

[trog_nfs]

That is amazing! i was quoted £700 at 20 with 3 years NCB for my VR6 i waited a week till i was 21 with 4 years NCB and got it for £580 fully comp! 

NCB is what makes the difference.
However, insurance costs have gone up spectacularly for first time drivers recently...

[ebo007]

Holy Sh*t, thats some insurance premiums being quoted. I wont share what i pay but then again i am old  Why you would want to inusre something more powerful if thats the price of your 1.6 is crazy lol.

Anyway insurance is all about pricing the risk in accordance with a potential pay out, (pretty much the same as khare said) so I would be pretty confident that you could insure 1.8, 2.0 GTi etc somewhere but expect a pretty expensive premium especially if you are young (which that sort of premiums I am assuming you are) and have no NCD. Increasing your excess is always an option to reduce your premiums, another good thing is to add a mature woman to your policy (mum/gran/auntie etc) you will find that this will more than likely benefit your quotes.

Hope this helps

[neil1780]

Yes do this I always had my mum as a named driver now it's my wife. When looking around for insurance it was around £100 more without my wife.

[The K man]

Holy Sh*t, thats some insurance premiums being quoted. I wont share what i pay but then again i am old  Why you would want to inusre something more powerful if thats the price of your 1.6 is crazy lol.

Anyway insurance is all about pricing the risk in accordance with a potential pay out, (pretty much the same as khare said) so I would be pretty confident that you could insure 1.8, 2.0 GTi etc somewhere but expect a pretty expensive premium especially if you are young (which that sort of premiums I am assuming you are) and have no NCD. Increasing your excess is always an option to reduce your premiums, another good thing is to add a mature woman to your policy (mum/gran/auntie etc) you will find that this will more than likely benefit your quotes.

Hope this helps

Cheers mate it has helped, by the way I'm 19 and have 1 years NCD

[dom]

Yes do this I always had my mum as a named driver now it's my wife. When looking around for insurance it was around £100 more without my wife.

Your mum is now your wife?

[thai-wronghorse]

And ya brother is slipping her a length inbetween uncle Joe and the milkman.

[snifferdog]

Yes do this I always had my mum as a named driver now it's my wife. When looking around for insurance it was around £100 more without my wife.

Your mum is now your wife?

And ya brother is slipping her a length inbetween uncle Joe and the milkman.

 

[MiiTCH-GOLF]

I pay 2600 for a 1.4 lol

Jeez! My 1.4 was (I say say "only) 800 inc breakdown cover with all mods declared when I was 19 (2 years ago).

Do you have points or something that puts it up?

I had a huge crash and caused 180g of damage lol