Author Topic: Insurance question  (Read 3910 times)

Offline Aidy06

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Insurance question
« on: 03 January 2013, 18:16 »
I'm looking at putting a deposit down for the new A3 with a March/April delivery time, how much will insurance prices change between now and then because I want to get a quote now so I know what I'll be paying before I commit and make an order? My current insurer as quoted me as £1 less than the Golf which is hardly a saving considering the A3 is 4 insurance groups below the Golf. Any info would be much appreciated

Offline skyinsurance

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Re: Insurance question
« Reply #1 on: 04 January 2013, 11:07 »
Hi,

It is an impossible question to answer I'm afraid.

Ollie
Sky Insurance

Offline Aidy06

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Re: Insurance question
« Reply #2 on: 04 January 2013, 13:00 »
Hi,

It is an impossible question to answer I'm afraid.

Ollie
Sky Insurance

How so? If I get a few quotes today do you think they'll vary much between now and when I actually picked the car up? Thanks

Offline PeteGTI1990

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Re: Insurance question
« Reply #3 on: 04 January 2013, 13:34 »
Insurance quotes change on a daily basis. One day it could be 10 or 20 percent dearer or cheaper.

Offline Aidy06

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Re: Insurance question
« Reply #4 on: 04 January 2013, 14:23 »
Insurance quotes change on a daily basis. One day it could be 10 or 20 percent dearer or cheaper.

So if I get a quote now it's going to be there or there about come March?

Offline PeteGTI1990

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Re: Insurance question
« Reply #5 on: 04 January 2013, 14:32 »
You cant really tell 3 months ahead.. If it was within the next month then you can say it will be around the same price..

Offline skyinsurance

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Re: Insurance question
« Reply #6 on: 05 January 2013, 11:10 »
Insurance quotes change on a daily basis. One day it could be 10 or 20 percent dearer or cheaper.

Insurance prices change fast, for the better or worse.  It should be there or there abouts but nobody can guarantee that. You may find an insurer who will undercut everyone else by several £hundred but in 3 months that insurer may have gone out of business.

Offline Aidy06

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Re: Insurance question
« Reply #7 on: 05 January 2013, 21:28 »
Insurance quotes change on a daily basis. One day it could be 10 or 20 percent dearer or cheaper.

Insurance prices change fast, for the better or worse.  It should be there or there abouts but nobody can guarantee that. You may find an insurer who will undercut everyone else by several £hundred but in 3 months that insurer may have gone out of business.

Yeah I know what you're saying, I was just looking at getting some quotes so I know roughly a figure to expect to pay. I've rang my current insurer and they said it would drop by £1 if they did it now even though the new car will be 4 insurance groups below my current car, they said it didn't really matter about the group. Is that true? Thanks again

Offline Greenlight-Insurance

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Re: Insurance question
« Reply #8 on: 06 January 2013, 13:57 »
I'm looking at putting a deposit down for the new A3 with a March/April delivery time, how much will insurance prices change between now and then because I want to get a quote now so I know what I'll be paying before I commit and make an order? My current insurer as quoted me as £1 less than the Golf which is hardly a saving considering the A3 is 4 insurance groups below the Golf. Any info would be much appreciated

Most insurance companies will guarentee a quote for 21 days (some even 30 days). Its unlikely that the price will fluctuate much over a matter months.

We have been trading for 17 years in the performance/modified car market and i have never seen a quote change by huge margins over just a matter of months its normally only a couple of % each way at the most.

If you are getting prices from big names like Liverpool Victoria or Direct Line there pricing/schemes will have been set months in advance so its massively unlikely to be £200 one day and £800 next

Some of the companies that go on Comparrison sites have months were the rates are keener than others but the market is very competitive at the moment so im sure there will always be someone looking to pick up the business at similar levels.

We deal with LV and a number of other specialist insurers so if you wanted me to take a look at a quote for you id be more than happy.

Best Regards
Neil
Greenlight
01277 376000
Greenlight Insurance  Specialist Broker offering discount to Forum Members. Call 01277 650866 for a quote or visit www.greenlightinsurance.co.uk (modified Classic and limited mileage policies available at big discounts)

Offline Aidy06

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Re: Insurance question
« Reply #9 on: 06 January 2013, 20:34 »
I'm looking at putting a deposit down for the new A3 with a March/April delivery time, how much will insurance prices change between now and then because I want to get a quote now so I know what I'll be paying before I commit and make an order? My current insurer as quoted me as £1 less than the Golf which is hardly a saving considering the A3 is 4 insurance groups below the Golf. Any info would be much appreciated

Most insurance companies will guarentee a quote for 21 days (some even 30 days). Its unlikely that the price will fluctuate much over a matter months.

We have been trading for 17 years in the performance/modified car market and i have never seen a quote change by huge margins over just a matter of months its normally only a couple of % each way at the most.

If you are getting prices from big names like Liverpool Victoria or Direct Line there pricing/schemes will have been set months in advance so its massively unlikely to be £200 one day and £800 next

Some of the companies that go on Comparrison sites have months were the rates are keener than others but the market is very competitive at the moment so im sure there will always be someone looking to pick up the business at similar levels.

We deal with LV and a number of other specialist insurers so if you wanted me to take a look at a quote for you id be more than happy.

Best Regards
Neil
Greenlight
01277 376000

Hi Neil, yes that would be great. Do you want me to ring you?