short time insurance

[phil88]

im 19 and at uni, got myself a mk2 16v as a project car for when i go home, i recon by the summer it would be road worthy but then the problem would be insuring it, i woudnt be able to afford it, ive looked at short time insurance which ranges between 1-28 days but everyone ive looked at, you have to be over 21.  just want to know if you could get insurance for about a month?

[martinb]

I can do short term insurance for anything from 14days to 6months cover, our minimum age is 20 for TPFT cover. Im afraid i dont know of any companies that cover younger drivers for short term insurance.

Martin 

[Neaty]

when I was looking for short term insurance i found that most, if not all, are 21, youngest i found was your good selves martin at 20

[mk3-ralf]

phil88 i kno how u feel mate..im in exactli the same position as u.apart from my insurance runs out in august and i go uni in september..the only thing someone mentioned was getting a normal policy and then cancelling it when you go to uni..but there is usually a smallish cancellation fee aswell..not exactly sure on the amount..will the insurance company have a problem with me doing that??

[martinb]

If you take a policy you do have the right to cancel at any time but often there is a cancellation fee which will vary with insurers

Martin 

[phil88]

cool thanks for ur info, it wont bother me too much, i got the car for nothing anyway. ill just have to drive my mums 1.1 litre C2 for a bit longer. supose the money would be spending on my insurance i could now put towards my car.

[Chris-White]

Do you already have a policy with anyone?

Im with Bell and they allowed me to add cars to my policy short term.

[Neaty]

elephant let you do that as well

[martinb]

Yeah i think that as an option with must insurers too, usualy subject to terms tho eg it cannot be higher group/value than your existing car 

[Neaty]

with elephant it was for a maximum of three months a year and you had to renew it every 30 days if you wanted the second car on there