I did a little Yorkshireman maths...
Here are some PCP figures:
focus st 190ps (the Ford configurator lacks the 2.3l version??)
£29,000
£3000 deposit
12000 miles pa, 3 years
£394 per month
14,000 gfV
I30n (Performance)
£29,495
£3000 deposit
12000 miles pa, 3 years
£431.20 per month
£11,952 gfv
Golf TCR
£37830
£3000 deposit
15000 miles pa, 3 years (VW don't offer 12000 miles...)
£600 per month
£15281 gfv
Ignoring fuel economy or insurance... Focus cheapest, I30n a little bit more.... Golf TCR... *ouch*
Almost a third more RRP equates to 50% more monthlies.