Got a quote from HIC as i see it on here all time, Tried to have m :sick:y pants down. I'm 37 golf mk2 8v with only wheels changed but same size, garaged and very secure parking at work,9yrs no claims with 1 sp30 3rs ago. Value of car 2500 pounds Full comp with protected no claims. HIC quoted me 710 pounds!! Not sure where they plucked that one from only pay 425 now.