im with admiral.
the first month of my insurance was an absolute mare. i did a quote with alloys and window tints on the car just to see how much it was (car was still standard) got a letter in the post saying i owe them 400 quid in outstanding charges, rang up and it was for admin fees and for the alloys and window tints, i explained i haddent modded the car and they asked for pics so i sent them some. a few weeks later i got another letter saying my policie is being canceld and i will not receive any of the 1500 i paid for the policy back. rang up they said that they haddent got the pictures and asked for me to send them off again, i emailed them again, one week later another letter saying i have 2 days to pay the now 500 quid i owe from other admin fees and fines before my policy is canceld i ring up again and they say they havent received them and tell me to send them in the post, i do, again they send another letter out saying i have 2 days to pay before my insurance is canceld, i ring up and explain and the lad on the end of the phone could tell i was sick of sending them over and over again so just said ok ill take them off your policy (shouldnt have been on my policy in the first place cause i didnt have those mods and thats the reason i didnt declare them, only did the quote to see how much theyd charge) and just said if i did have them done then i wouldnt be coverd, which is fare enough.
was a right pain in the arse, cost me alot too, think it was about £40 i spent ringing them
insurance is up for renewal this month so going to see who i can get it cheepest with, hopefully not them!