Young Drivers - I'VE FOUND THE SOLUTION!

[fozziie]

Im 25, took out my own insurance policy for the 1st time ever in November last year (used to be a named driver on ex-wifes insurance)
Had my driving license since June 2005,

3 points on it and a cd30 for driving without due care or attention.

fisrt car i insured was a 1996 VW polo 1litre, cost about 700 for the year, and that also covered me to drive any other insured car (3rd party only though)

Changed to 1.8 VW golf (1996) a few months ago and the price almost doubled for the year! lol!
Im with Zurich just now, waiting for renewal quotes, been quoted around the 700 quid mark so far, not so bad for only having 1 years NCD (i think) lol

[Ianm1983]

bloody hell is that what insurance costs these days?

I remember it being dear when I was young but 4K ?

thats a rip off, one good part about getting older i suppose

[xkaty_h]

I guess old golfs are also expensive to insure because they have a tendency to completely crumple in an accident.
My insurance is £790 on my mk2 16v gti, with 3 points and an accident in the past 4 years etc.

Had to ring the company and managed to get £200 off it.

2k is extortionate for insurance. Thieving b*stards!

[BanburyCo]

Not used commuting (don't need it for work)

Mine went down £100 declaring it.

Try http://www.endsleigh.co.uk my first car was about 4k to insure endsleigh sorted me 6months for 1400 then when that had finished only cost 1400 for a complete year but did take the piss when changing car to same BHP

[luke]

I've had a quote with admiral, 1993 polo coupe 1.0 cl, £990 tpft, license held 1 year, 0 NCB, 5k annual mileage, both parents on policy and paid upfront

[BiGUKG]

I guess old golfs are also expensive to insure because they have a tendency to completely crumple in an accident.
My insurance is £790 on my mk2 16v gti, with 3 points and an accident in the past 4 years etc.

Had to ring the company and managed to get £200 off it.

2k is extortionate for insurance. Thieving b*stards!

Makes sense! Almost the same to insure a 2000 Bora (2.0 Sport) as it is to insure my 1991 Golf (1.3......)

If it's £2k though you must be looking at the wrong car! My highest quote was £1.5k on the 1.3 Golf standard, and I've managed to get it much lower now by having my fiancee as a named driver, and thats with mods! I pay £77 odd quid a month but I'm guessing my excess is more than my cars worth.

[Bellend]

I've had a quote with admiral, 1993 polo coupe 1.0 cl, £990 tpft, license held 1 year, 0 NCB, 5k annual mileage, both parents on policy and paid upfront

Wow!

Finding 2.5K on the 1.6 MK3 in April or 2k on a Corsa 1.2 or 2.7 on a 998cc Saxo. 

I'll have to go through Admiral when the time comes.

[Pete93]

At 18 I insured a MK3 GTi 8V for £980 fully comp with 1ncb.

Who with??? 

[jay12345]

Dont expect it to ever go down too much over the years.My first insurance was 22 years ago.2 litre mistubishi colt £130 fpft.Now £170 for golf 1.8t.The best way to save money is buy a pushbike lol.I would if i had to pay 3k for insurance.Insurance companies take the piss.Theyve had loads of me over the years and ive never made a claim.

[VR6_Wherry]

21, 2.8 VR6, 4 NCB - £580 Fully Comp