Young Drivers - I'VE FOUND THE SOLUTION!

[emery1990]

If you pay over 2k for a crap car your a mug.

Search around.

say your doing 2k miles a year and out your mum if not dad as a named driver. I was insured by myself on 1.6 pug for £1800 when i was 17 (churchill) or adirmal, but you have to put an elder as a named driver, this reduced my premiums by 1k for my 1.8t and now the mk2 16v

[Adam]

At 18 I insured a MK3 GTi 8V for £980 fully comp with 1ncb.

[Khare]

Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.

I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.

Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.

I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.

Cheapest has been Admiral, just emailed Adrian Flux.

Cheers.

they've obvisouly read most of your crap on here and know what your like then

[TalisaJade]

did mine on a golf mk2 gti, 3rd party only with 1 yrs no claims, insurance was near enough 1300, added mum & dad as named drivers and it went down to 1150... odd lol, but still good for me! definately sortin myself out with a gti next yr... why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??

[archie837]

did mine on a golf mk2 gti, 3rd party only with 1 yrs no claims, insurance was near enough 1300, added mum & dad as named drivers and it went down to 1150... odd lol, but still good for me! definately sortin myself out with a gti next yr... why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??

People like Brentacre and Hic it does go up with adding drivers on. Seems to be only Bell that it goes down with.

[archie837]

ALSO! I had a a 1.3 felicia. The difference between that and my 1.4 mk3 in insurance was £17 and £14 of it was an admin fee.

Soooooo not sure on your solution mate.

[TalisaJade]

Well b4 I added the other drivers on,it was with e somethin,not esure,can't remember now,but after I added them it was bell,and ther was about 3more under bell b4 it got to the e one x

[Chris-White]

why is this though, surely more drivers would make the insurance go up?! companies will cotton on soon do we think??

because if mum and dad are driving, they are seen as less of a risk than you are (more experience, maturity, NCB etc)

[JC]

Well b4 I added the other drivers on,it was with e somethin,not esure,can't remember now,but after I added them it was bell,and ther was about 3more under bell b4 it got to the e one x

 

[Steve_PD]

Another topic but somewhere I have seen a website that you have to email details for a quote, yellow in logo colour.

I CANNOT get quotes for less then £3.5K for a 1.0 Polo/1.6 Golf.

Garaged at night
Parent/s on policy
7K mile limit
Not used commuting (don't need it for work)
Have access to other vehicles.

I want my own policy for the NCB. Otherwise I will have to LEGALLY (yes, LEGAL) go on my mums insurance. She will drive it more then me in that case. I will be some evenings only.

Cheapest has been Admiral, just emailed Adrian Flux.

Cheers.


EDIT:

BUY A SKODA FELICIA 

All above, 2 grand with mum and dad on. Stick sister as a learner on and £1458.75 

Now, buy a Skoda or insure my Golf lol

I think thats your problem. alot of insurance companys wont allow you to drive other cars unless your over 25 or pay alot for the policy