17 year old - where do I start?

[Deankarl]

Hi, I'm 17 and looking to get some form of Volkswagen..  I've looked at loads of things over the past year but now its coming to the time where I need to start thinking about what I want to get and sticking with it..

My current options that I've thought of are:

• A golf (mk 1 2 or 3)
• A caddy (mk 1 or 2)
• A polo(mk 1 or 2)

Ideally I'd like a caddy, but I just don't know where to start and whether it would be a possibility insurance-wise.. Can someone please give me pointers as to where I should start and what models of each car to look at? Sorry if the post is a bit vague but I'm really confused and I don't know where to start..


EDIT: What insurers should I look at? Which are generally best for young drivers? HIC don't seem to cover anyone <19 years old..

[luke]

cheapest bet would be a polo with the lowest engine possible, just check different quotes on something like go compare to give you a general idea of prices..

[Phil1980]

Definately go for the polo maybe a 1.4, cheap to run and look good with a couple of mods.  Use all the comparison sites for insurance its going to be expensive wherever you go but that will be your best bet to find the cheapest.

[Deankarl]

How much are we looking at for a mechanically sound polo? Not bothered about it looking like a bag of rats, just want it to run.. I'm wanting to learn bodywork skills anyway..

Also, how much would you say a polo will be to insure?

[Deankarl]

Been thinking a bit more.. Am I being unrealistic by looking at a caddy for a first car?
It'd be ideal for me because I can just chuck the bikes in the back and go away riding for the day with a friend..

If I looked at getting the lowest spec engine possible with caddies, how much would i be looking at for insurance?

[MrBounce]

Your best bet is to start ringing around for some quotes on a few vehicles. You'll probably find that a Caddy may not be the easiest thing to insure first time out as it's esentially a commercial vehicle (albeit a very small one). I would agree that having a Polo rather than a Golf is a better starting point. Dec on here started with a Golf 1.6 Mk2 though and is now on an Audi A3 just 4 years later.

It all depends on what you can afford to pay. Whatever you choose, it will be expensive... 

[Deankarl]

Haha I've been learning in an A3 s-line.. 

I'll have a chat to him and see how bad it was for him insurance-wise.. Has anyone seen someone with a caddy as their first car before?

[FuzzyDubber]

All im gonna say is my first golf was & still is a mk3 1.4 match and cost me £2000 first year, 2nd year was £1600 and then my latest quote for this year is £1000. Still alot of quid to consider though
Fuzz

[dom]

All im gonna say is my first golf was & still is a mk3 1.4 match and cost me £2000 first year, 2nd year was £1600 and then my latest quote for this year is £1000. Still alot of quid to consider though
Fuzz

Fook me, how much!! 

My first car was a mk3 1.4 match and i paid £4750 first year and £380 second year then changed to my Gti for which i'm paying £470 with mods declared.

***EDIT: but that was starting at 19 not 17!

[Guy]

All im gonna say is my first golf was & still is a mk3 1.4 match and cost me £2000 first year, 2nd year was £1600 and then my latest quote for this year is £1000. Still alot of quid to consider though
Fuzz

Fook me, how much!! 

My first car was a mk3 1.4 match and i paid £4750 first year and £380 second year then changed to my Gti for which i'm paying £470 with mods declared.

***EDIT: but that was starting at 19 not 17!

fook me! how much!

first year I started my insurance was £250 TPFT*






* ahem... that was some time ago though!