what if your car was being towed to an MOT station and something happened to your car?
Not saying i'm going to try it myself but just curious
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I think this really depends on how it is being towed, i.e legally or not. If the garage is doing it its likely to be on their trade policy. In any event it is misleading to suggest your insurance would be void because this means the insurers act as though the policy never existed. A voidance could happen if you fail to disclose something when taking out the policy (modification or more likely convictions). A voidance isn't the same as refusing to deal with a claim for example vehicle being unroadworthy, drink driving, racing etc. Here the car is otherwise insured but the insurer has a right to refuse to pay the claim notwithstanding the fact that they would still have to deal with any innocent parties claim in accorance with the Road Traffic Act 1988. (But then they might sue you for the money back once they have done this).
