Not a chance fella, I am 19 have been driving since october and if I was to go on my own I'd be paying £4200 on my 1.4 mk3. I got a quote on a mk5 tdi of 8500. I sometimes think, at our age you get shafted on insurance, so you may aswel do it properly and get a decent car haha. It's a 1.6 so you should get quotes. Good luck!