17 and raped on insurance

[Simply Ed]

A tip with elephant:

I'm 19, 2 full years NCB, and am holder of the policy. I only pay £1197 FC with £100 excess on a Mk3 GTi 16valve worth £2500. No mods.

To get it lower, add your parents as named drivers on the policy. Mine shot down by over £400 by just putting my mum and dad on it (even though they never drive it)

Also with Elephant, you earn No Claims as a named driver too, so is worth doing. You must be living in a high risk postcode / high risk job to have a quote that high at 17 mate. I paid £450 TPFT on a 1.3 Fiesta when I was 17 with the NFU!

[Andy!]

Get something older like a mk1 polo/golf/jetta on a classic car policy with limited mileage

[richardhammond]

LV.com is the cheapest i have found i am 17 with a mk2 1.6 my qoute was £1895 so it should be less for you!!!!!!!!!!!!

[Wizzkidd]

WOH great advice try LV

With a 1994 1.4 MK3 Golf mine was £2300 with quinn, and £1690 on LV happy as larry! lol

Cheers mate!

[supersan]

Im 19 with a mk2 gti 8v i have 1 year no claims and my insurance is £998 tpft with no alarm or imobiliser declared which i didt think was that bad? that was with ecar! 

[Mikester]

Same for me im 19, 1.4L and quinn cheapest at 2300!! lol

due to age i think just gotta deal with it i guess

Im 19 and pay £1900 for a 2litre Gti. You must be gettin mugged, mine was only £1300 but due to bad credit and payin monthly, it racked up too 1900.

[spacerat]

My mate is 18 in a mk3 3 door 1.9 diesel as his first car and is paying nearly 2k.
Glad im getting older for tihs very reason

[krave]

My first car was a 1.6 100bhp golf this was 900 tpft, just got a vr6 and im pushing on 3k.

[kittie]

Get a 1.2 corsa. They are very cheap to insure.

Also add your dad if he's reasonably old and hasn't any convictions etc - doing this lowered my premium at first by a good few hundred pounds.

[Mikester]

Simply get a small car for your first car, i have a rusted up renault 5, now im 19 with 2 years under my belt i can have a gti.

Dont run before you can walk!