17 with modified mk2 1.6.......HELP

[Shady Pioneer]

19

1.8 GL

0NCB

No mods

TPFT = £1400

[samjac68]

ive just had a scout through this thread, found out i can get insured on a 1043cc polo c for £1900 didnt ask if it was tpo, tpft etc? got a quote with 17-40 and got £2200 (and £3650 on a mk3 driver 1.8 )

gonna try LV for a 1.3 golf mk2, and add my nan and grandad onto the policy might get close to £1500 id be happy with that

insurance is anal rape

[nathLock]

i think more than let you go on some family members policy and you still accrue NCB.

I think in fairness insurance is going to be high for the first few years of driving. It gets better promise.

Best start off with a little car. Little engine etc. Small engined cars can be cool too.

[VR6Lee]

at 17 with a modified car you are asking for trouble to be honest, its annoying even for me now at 21! I would just be prepared to pay a lot for your first year until you get a years no claims under your belt.

Agree with Neatly my son and daughter have just started out and we
new insurance would be high, so until they get there 2 yeras no claims under there belt
they got a cheap plain ford car each 1.1L to knock around in with money in there pocket to go on
holiday with their mates as insurance is only £900
when they get to 21 with 3yrs no claims then we get them a newer car.

[MooZ]

ive just had a scout through this thread, found out i can get insured on a 1043cc polo c for £1900 didnt ask if it was tpo, tpft etc? got a quote with 17-40 and got £2200 (and £3650 on a mk3 driver 1.8 )

gonna try LV for a 1.3 golf mk2, and add my nan and grandad onto the policy might get close to £1500 id be happy with that

insurance is anal rape

£1500 on a 1.3 sh!t.

I'm 18 first car is a 1.3 mk2 I'm paying around £830, 3rd party. Why would you bother with fully comp. on such a cheap car, not really worth it. the extra you will pay for fully comp. would be about the same as the cars worth. Now you could either DEFINITELY pay that extra. Or just pay it if you crash, I know which one I'd rather.

I'm with FootmanJames and have a classic insurance policy. which makes all the difference.

[Ashley]

Has anyone tried adding their mums (sorry to sound abit poncey) as a named driver?

Have to say in most cases it gives a significant saving, and it's surely not fronting if you're the policy holder and you're insuring them for an eventuality of them driving your car!?

[VR6Lee]

Has anyone tried adding their mums (sorry to sound abit poncey) as a named driver?

Tried it once then they found out she was killed in a car crash a year earlier 

[Ashley]

Thats dark man.. i dunno if ur jkin or nt, but thats dark.

[daniel-1986]

£1500 on a 1.3 sh!t.

I'm 18 first car is a 1.3 mk2 I'm paying around £830, 3rd party. Why would you bother with fully comp. on such a cheap car, not really worth it. the extra you will pay for fully comp. would be about the same as the cars worth. Now you could either DEFINITELY pay that extra. Or just pay it if you crash, I know which one I'd rather.

I'm with FootmanJames and have a classic insurance policy. which makes all the difference.
[/quote]

i got my first car at 21 which was a 1.3 mk2 golf and was paying £700 TPFT and insured to drive any car with owners permissions on TP basis