It seems the end has come for the Golf... or has it
Long story short third party has caused paint damage to the OSF wing, bonnet and some nasty deep gouges out of the front bumper while the car was parked up and unattended. They consequently drove off without any details being exchanged but I have 3 witnesses and their details.
Now the insurance company has informed me due to the age of the car on paper it will probably be "beyond economical repair"
I've never been in this position before so what should I be arguing to either:
1. Have the car repaired
2. Have it written off (presumably Cat D) then buy it back and have it repaired myself
My initial thought is to take the cat D with payout as I'm not intending to sell the car any time soon then have it repaired myself but I'm not sure on the figure I should be aiming for; the balance after buy back to be enough to cover spraying and inconvenience maybe?
Oh and on top of this the police are being an absolute bunch of @rseholes, reported it to them and now they've passed it to some collisions assessment team in Winchester; why they can't just go and knock on his door and give him a bollocking I don't know...
Any help and advice greatly appreciated