25/26, 4 yrsNCB, mods declared, the Forum is on their options list, only going to be doing 5k a year if that as i will be walking and cycling to work, like for like replacement plus discounts on track day events, did add my parents which brings it down as well, i had to ask the bloke to repeat himself 3 times
i also have a garage and private parking at work currently if i need it